He is passionate about making banking more accessible to masses, acknowledges access to financing is key to growth and human flourishing. Wishes to remove outdated players and technologies out of the way of finance as a service.

A tech savvy, hands-on and result focused CTO experienced in working across multiple companies and his own startups building high performance, secure, scalable technology solutions. Highly business focused with up to date software architecture and design skills. He is not only a motivating leader, tech team manager and a recruiter but also a successful technology/business aligner where he translates business goals into technology products and govern IT teams with a board level perspective.

He is used to work in dynamic environments, with multi-cultural and remote/distributed teams that deliver transformational technology solutions for growing businesses. Highly skilled at creative problem solving. Capable of converting critical & complex problems into opportunities through a balanced blend of people, process and technology. He is a visionary manager believes in 'lead by example' approach, cultivating a positive and effective work environment. Promotes and encourages a spirit of teamwork, collaboration, and self-improvement throughout a diverse organization, maximizing success.

Umut is excitable, fun to talk to, loves food, cool stories and all other nerdy stuff. Just send him a message or something.

Specialties: FinTech Entrepreneur, Business Developer, Data Scientist, Strategist, Technology Evangelist, Consultant, Digital Transformation Leader, Guided by a Passionate Perseverance. Experienced in Payment & Processing Systems, Retail Banking, Micro-Credit, Risk Analyses, Open Banking, Neo/Challenger Banking, BaaP/BaaS, API Economy and Digital Business Development.